How Do I Pay For Addiction Treatment?

If you seek addiction treatment at a rehab facility, you will be required to pay for your visit. Thankfully, many treatment centers accept payment options such as insurance coverage, Medicare or Medicaid, grants, and more.

If you or a loved one are searching for addiction treatment services at a rehab facility, you may also be considering payment options. 

Whether you have private insurance coverage or are uninsured, there are various options for paying for addiction treatment.

Private Health Insurance Options

If you have a private health insurance plan, reach out to your insurance provider before enrolling in a rehab program. Once you’ve decided to enter an inpatient or outpatient treatment program, call the phone number on your insurance card.

When you speak with your insurance company, determine if your desired treatment center is considered in-network or out-of-network. Speak with a representative regarding what your insurance covers.

Remember to read over your insurance policy to determine your cost of treatment. You may have deductibles or copays for your visits.

Affordable Care Act (ACA)

The Affordable Care Act (ACA) extends coverage to millions of people. Learn about this form of medical care and discover your eligibility for financial assistance programs. There are also low-cost treatment options to consider.

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Medicare & Medicaid

Those who are uninsured have other forms of payment to consider, including Medicare and Medicaid. To be eligible for Medicare, you must be considered disabled and over the age of 65.

To be eligible for Medicaid, you must be either over the age of 65 or under the age of 19, pregnant or a parent, or fall in the category of those with low-income.


The Substance Abuse and Mental Health Services Administration (SAMHSA) provides a grant option to consider. Grant programs provide funding for public and non-profit addiction treatment programs. You can write, submit, and track an application.

Private Pay Or Out-Of-Pocket

If you do not have private health insurance or insurance through your place of work, you may want to consider paying for treatment out-of-pocket. Certain treatment centers may have their own payment plans, which can make paying out-of-pocket more affordable.

If you or a family member struggle with a substance use disorder or mental health problems, consider finding a treatment center that offers the level of care you require. At our rehab facility, we offer behavioral health practices, evidence-based care, and inpatient options.

Contact Ohio Recovery Center to speak with one of our healthcare representatives and learn more about our type of treatment program.

  1. American Journal of Public Health
  2. Substance Abuse and Mental Health Services Administration
  3. Substance Abuse and Mental Health Services Administration
  4. Substance Abuse and Mental Health Services Administration

Written by Ohio Recovery Center Editorial Team

Published on: November 1, 2023

© 2024 Ohio Recovery Center | All Rights Reserved

* This page does not provide medical advice.

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